As part of its Uncarrier repositioning, T-Mobile is launching into the banking business with a pre-paid debit card and banking app. But if people aren't willing to trust banks with their cash, why should they trust a telecoms provider?

In Turkey, popular bank Garanti is causing a stir with its revolutionary banking-on-the-go app iGaranti. As more services go mobile, the future of seamless, social money management seems likely to come in the form of smartphone integration and a consumer driven-approach.

With the growth of digital, a new solution to retail banking woes is emerging. Hello bank! is the world's first stand-alone digital mobile bank that's accessible any time, any place – and, crucially, maintains a clear focus on customer experience.

Around 5.1 million Brits aged over 65 have never been online. Catering to these untapped customers, Barclays has created over 3,500 'Digital Eagles' - specially-trained staff to help them get online and up to speed. But do people want a bank teaching them about the internet?

By applying the tenets of microfinance to the UK, Fair Finance has found fertile ground for providing financial services to those members of society traditionally marginalised or ignored by conventional banking institutions.

Holvi replaces the standard bank account with a service that offers a smart checking account for group activities, as well as a new online banking experience that integrates the checking account with bookkeeping and fundraising services.

Digitisation has exposed kids to far more purchase opportunities and products, so teaching them the value of money is increasingly important. Online family wallet Virtual Piggy places responsibility in kids' hands, while parents maintain control.

Canvas8 presents an exclusive adaptation from author and hacker Josh Klein’s upcoming bookReputation Economics, which explores how digitisation is destroying the limitations of the current financial system.