Aware of hidden agendas, people no longer believe in the possibility of absolute truth or complete transparency from institutions, public figures, and individuals. Yet they are still drawn to honesty, integrity, and – at times – even vulnerability, which they expect from peers and brands alike.

A survey has found that roughly half of Australians are unaware of the risks attached to buy now, pay later schemes. With younger consumers disproportionately affected by this lack of awareness, there is space to provide targeted education around payment and finances more generally.

The cost of living crisis has forced many older Britons to reassess their finances, and buy now, pay later solutions are emerging as a popular solution for this demographic. How are retailers encouraging the use of this form of credit, and how can they protect users from any negative impact?

Americans’ growing insecurity about finances is turning BNPLservices into a popular option, but how wary are consumers about the fine print? Having tracked this behavior in our Money Sector Snapshot, Canvas8 spoke to nine Americans to understand their attitudes towards short-term borrowing.

Buy now, pay later (BNPL) payment schemes have become a risky option for people looking to spread their costs due to a lack of immediate funds. To prevent people from falling into debt cycles for big and small purchases alike, New Zealand is implementing more effective regulations to protect users.