Speed and convenience have become the consumer norm. Since the COVID-19 pandemic, when people worldwide were introduced to instant access to goods and services via apps and digital platforms, the supply and demand considerably grew and splintered. The 'I need it now' culture shows no signs of slowing down, ye...

Once a signifier of luxury or novelty, custom products and services are now within reach of the everyday consumer, thanks to the rise of artificial intelligence, algorithm-led platforms, and the COVID-era digitisation boom. Today, everyone wants to be the main character of their brand experience.

What kinds of financial safeguards are people seeking across sectors? How can innovative tools help young people manage their money? What does empathetic support look like during a cost of living crisis? And how are fintech firms democratising access to financial know-how?

BNPL brands are taking steps to build all-in-one shopping apps to expand their reach among digital shoppers. From direct purchasing through to easy returns, new features could lure more shoppers seeking convenience and flexibility and help BNPL brands to shape the future of shopping.

As people try to stay on top of their finances in uncertain times, BNPL services have grown in popularity. The fact that more than 17 million British shoppers have used them for an online purchase highlights opportunities to support people with budgeting and planning ahead financially.

As countries across Europe begin to reopen their borders, trips abroad are back on the cards for British holidaymakers. With the pandemic leaving many financially worse off, Fly Now, Pay Later offers travellers an easy way to finance getaways without having to stretch their wallets upfront.